Strata Title vs Master Title: Why Should You Care?

When planning to purchase a house, there are many details you need to take into account. One of these details is the title attached to your desired property. You might’ve seen the public service announcement (in Bahasa Malausia) released by JKPTG about Strata Titles and been left with even more questions about types of ownership in Malaysia. So here we are to show you everything you need…

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Here’s the Deal with MyDeposit

Over the last years, houses in Malaysia have become increasingly unaffordable in the eyes of (the majority of) the population — particularly in areas like Selangor, the Federal Territory and Penang. According to Bank Negara, the greater part of 2015 saw a decline in home loan applications, so it makes sense that the government has initiated various programmes to alleviate the exorbitant prices of properties…

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11 Questions You Probably Have About ‘My First Home Scheme’

If you’re anything like the majority of young adults today, you might be feeling overwhelmed by all the expenses you’re suddenly faced with entering the working world. Were petrol prices always this high? Why do groceries cost so much? All that, along with any car payments or student loan debts you may have might make owning a property seem like a far-fetched fantasy. After all,…

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Home Loans 101

Congratulations – you’ve started planning ahead and have made the important decision to buy your first piece of real estate! That’s the easy part. The multitude of tasks that need to be prepared and completed prior to actually purchasing your dream house, like attaining a home loan or mortgage, can be a headache for anyone let alone a first time buyer. This is why we’ve…

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To Flexi or Not to Flexi: Which Home Loan is For You?

Many of us are aware of the fundamentals of a home loan — or any type of loan. You borrow money from the bank, you pay it back in monthly instalments over several years and you’re charged interest on the outstanding amount left to pay. We call this — a basic term loan. But did you know there’s something called a flexi loan? How about…

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The Home Buyer’s Cheat Sheet for Fees and Extra Charges

In an ideal world, buying a house means paying the seller and then bam. You’ve got a house. Unfortunately, it’s not that simple – there are additional fees, charges and taxes in play that are not always made clear. Consequently, consumers may not be aware of them. If you’re ready to purchase a new home but researching all these different costs makes you feel as…

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Do You Really Know the Difference Between Islamic & Conventional Banking?

For many people, the concept of Islamic banking is something that they know exists, but don’t quite know what it is. In this article we’ll first explain what conventional and Islamic financing are and how they’re different from one another. We’ll also talk about the benefits of both, particularly in the context of home financing. From there you can decide — which one suits you…

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Single and Ready to Mingle (with the Property Market)

We’ve entered a time when more single people (women more so than men!) are buying homes than ever before. Gone are the days of the strict step-by-step: 1) fall in love 2) get married 3) buy a house. Buying a house while single is an amazing, empowering thing to do but it’s also a huge commitment, and it’s not easy at all. As a single…

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